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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,603 | $102,696-32.2% | $86,235-19.3% | $139,487-50.1% |
| Participation rate | 75.0% | 74.5%+0.5pp | 69.0%+6.0pp | 80.3%-5.3pp |
| Annual return | 14.70% | 1925.91%-1911.2pp | 1170.03%-1155.3pp | 373.84%-359.1pp |
| Employer contribution / active EE | $1,814 | $3,034-40.2% | $2,381-23.8% | $4,755-61.9% |
| Participant deferral / active EE | $7,033 | $4,679+50.3% | $3,987+76.4% | $6,713+4.8% |
| Admin fee / account holder | $7,137 | $8,667-17.7% | $6,856+4.1% | $11,407-37.4% |