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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,076 | $175,231-64.6% | $149,696-58.5% | $139,466-55.5% |
| Participation rate | 54.5% | 83.4%-28.8pp | 78.8%-24.2pp | 80.3%-25.8pp |
| Annual return | 17.78% | 166.77%-149.0pp | 134.46%-116.7pp | 373.66%-355.9pp |
| Employer contribution / active EE | $1,977 | $5,478-63.9% | $4,821-59.0% | $4,754-58.4% |
| Participant deferral / active EE | $4,406 | $6,521-32.4% | $5,682-22.5% | $6,712-34.4% |
| Admin fee / account holder | $536 | $16,155-96.7% | $13,212-95.9% | $11,409-95.3% |