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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,061 | $105,145-28.6% | $94,664-20.7% | $139,466-46.2% |
| Participation rate | 75.0% | 82.4%-7.4pp | 80.8%-5.8pp | 80.3%-5.3pp |
| Annual return | 20.46% | 38.09%-17.6pp | 156.84%-136.4pp | 373.66%-353.2pp |
| Employer contribution / active EE | $7,763 | $4,107+89.0% | $3,673+111.3% | $4,754+63.3% |
| Participant deferral / active EE | $12,627 | $7,599+66.2% | $7,417+70.2% | $6,712+88.1% |
| Admin fee / account holder | $387 | $8,972-95.7% | $7,222-94.6% | $11,409-96.6% |