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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,527 | $73,978+135.9% | $96,515+80.8% | $75,173+132.2% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 29.44% | 26.72%+2.7pp | 35.73%-6.3pp | 160.72%-131.3pp |
| Employer contribution / active EE | $3,337 | $2,931+13.9% | $3,740-10.8% | $2,671+24.9% |
| Participant deferral / active EE | $7,925 | $3,660+116.5% | $4,880+62.4% | $4,126+92.1% |
| Admin fee / account holder | $8,143 | $5,219+56.0% | $6,735+20.9% | $5,651+44.1% |