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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,295 | $70,684+51.8% | $169,390-36.7% | $75,173+42.7% |
| Participation rate | 67.1% | 64.8%+2.3pp | 77.2%-10.0pp | 67.2%-0.1pp |
| Annual return | 17.11% | 36.38%-19.3pp | 406.07%-389.0pp | 160.72%-143.6pp |
| Employer contribution / active EE | $675 | $2,211-69.5% | $4,013-83.2% | $2,671-74.7% |
| Participant deferral / active EE | $6,748 | $4,310+56.6% | $6,222+8.4% | $4,126+63.5% |
| Admin fee / account holder | $3,629 | $5,404-32.8% | $9,015-59.7% | $5,651-35.8% |