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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,173 | $125,797-52.2% | $170,043-64.6% | $75,173-20.0% |
| Participation rate | 62.0% | 83.6%-21.6pp | 87.0%-25.0pp | 67.2%-5.2pp |
| Annual return | 27.58% | 27.20%+0.4pp | 53.40%-25.8pp | 160.72%-133.1pp |
| Employer contribution / active EE | $3,514 | $4,616-23.9% | $6,790-48.2% | $2,671+31.6% |
| Participant deferral / active EE | $11,193 | $6,838+63.7% | $10,410+7.5% | $4,126+171.3% |
| Admin fee / account holder | $9,504 | $8,177+16.2% | $12,824-25.9% | $5,651+68.2% |