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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,327 | $175,259+131.3% | $149,723+170.7% | $139,487+190.6% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 18.84% | 166.82%-148.0pp | 134.50%-115.7pp | 373.84%-355.0pp |
| Employer contribution / active EE | $22,899 | $5,478+318.0% | $4,821+375.0% | $4,755+381.6% |
| Participant deferral / active EE | $21,490 | $6,522+229.5% | $5,682+278.2% | $6,713+220.1% |
| Admin fee / account holder | $3,183 | $16,158-80.3% | $13,215-75.9% | $11,407-72.1% |