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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,672 | $176,688-41.3% | $130,660-20.7% | $152,909-32.2% |
| Participation rate | 100.0% | 79.0%+21.0pp | 71.7%+28.3pp | 82.5%+17.5pp |
| Annual return | 13.66% | 2693.08%-2679.4pp | 1709.29%-1695.6pp | 345.46%-331.8pp |
| Employer contribution / active EE | $11,000 | $5,743+91.5% | $4,092+168.8% | $4,764+130.9% |
| Participant deferral / active EE | $9,145 | $4,362+109.6% | $3,603+153.8% | $5,851+56.3% |
| Admin fee / account holder | $796 | $7,131-88.8% | $5,463-85.4% | $11,601-93.1% |