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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,464 | $91,198-87.4% | $178,503-93.6% | $79,856-85.6% |
| Participation rate | 100.0% | 69.2%+30.8pp | 81.9%+18.1pp | 69.6%+30.4pp |
| Annual return | 11.40% | 24.20%-12.8pp | 151.12%-139.7pp | 31.71%-20.3pp |
| Employer contribution / active EE | $447 | $3,257-86.3% | $5,011-91.1% | $2,471-81.9% |
| Participant deferral / active EE | $918 | $3,237-71.7% | $5,202-82.4% | $3,741-75.5% |
| Admin fee / account holder | $699 | $6,748-89.6% | $13,987-95.0% | $5,306-86.8% |