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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,375 | $175,231-61.0% | $149,696-54.3% | $139,466-51.0% |
| Participation rate | 47.4% | 83.4%-36.0pp | 78.8%-31.4pp | 80.3%-33.0pp |
| Annual return | 25.55% | 166.77%-141.2pp | 134.46%-108.9pp | 373.66%-348.1pp |
| Employer contribution / active EE | $2,051 | $5,478-62.6% | $4,821-57.5% | $4,754-56.9% |
| Participant deferral / active EE | $4,875 | $6,521-25.2% | $5,682-14.2% | $6,712-27.4% |
| Admin fee / account holder | $0 | $16,155-100.0% | $13,212-100.0% | $11,409-100.0% |