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Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $418,023 | $167,362+149.8% | $143,799+190.7% | $134,532+210.7% |
| Participation rate | 75.0% | 84.8%-9.8pp | 80.3%-5.3pp | 81.2%-6.2pp |
| Annual return | -11.00% | 0.47%-11.5pp | -0.04%-11.0pp | 418.27%-429.3pp |
| Employer contribution / active EE | $262 | $5,620-95.3% | $4,952-94.7% | $4,741-94.5% |
| Participant deferral / active EE | $3,700 | $6,447-42.6% | $5,638-34.4% | $6,401-42.2% |
| Admin fee / account holder | $185 | $18,094-99.0% | $14,677-98.7% | $11,429-98.4% |