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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $1,652 | $73,518-97.8% | $63,005-97.4% | $147,585-98.9% |
| Participation rate | 100.0% | 77.9%+22.1pp | 74.8%+25.2pp | 82.8%+17.2pp |
| Annual return | 11.37% | 175.46%-164.1pp | 87.59%-76.2pp | 578.58%-567.2pp |
| Employer contribution / active EE | $4,093 | $3,322+23.2% | $2,760+48.3% | $4,876-16.1% |
| Participant deferral / active EE | $2,215 | $4,183-47.1% | $3,329-33.5% | $5,439-59.3% |
| Admin fee / account holder | $21,597 | $5,952+262.8% | $3,599+500.0% | $10,886+98.4% |