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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,978 | $56,116-41.2% | $135,768-75.7% | $86,983-62.1% |
| Participation rate | 65.4% | 60.1%+5.3pp | 71.1%-5.7pp | 69.5%-4.2pp |
| Annual return | 20.58% | 125.33%-104.8pp | 526.10%-505.5pp | 25.83%-5.3pp |
| Employer contribution / active EE | $1,195 | $1,528-21.8% | $3,394-64.8% | $2,584-53.8% |
| Participant deferral / active EE | $3,455 | $2,690+28.4% | $3,977-13.1% | $4,194-17.6% |
| Admin fee / account holder | $289 | $4,314-93.3% | $7,048-95.9% | $7,856-96.3% |