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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,978 | $56,431-41.6% | $130,788-74.8% | $87,485-62.3% |
| Participation rate | 65.4% | 58.9%+6.4pp | 70.1%-4.7pp | 68.9%-3.5pp |
| Annual return | 20.58% | 91.27%-70.7pp | 386.44%-365.9pp | 26.06%-5.5pp |
| Employer contribution / active EE | $1,195 | $1,549-22.9% | $3,558-66.4% | $2,596-54.0% |
| Participant deferral / active EE | $3,455 | $2,749+25.7% | $4,137-16.5% | $4,274-19.2% |
| Admin fee / account holder | $289 | $4,433-93.5% | $6,673-95.7% | $7,775-96.3% |