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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,978 | $65,961-50.0% | $180,320-81.7% | $94,015-64.9% |
| Participation rate | 65.4% | 61.3%+4.1pp | 71.5%-6.2pp | 70.8%-5.4pp |
| Annual return | 20.58% | 14.27%+6.3pp | 778.54%-758.0pp | 17.84%+2.7pp |
| Employer contribution / active EE | $1,195 | $1,737-31.2% | $4,108-70.9% | $2,790-57.2% |
| Participant deferral / active EE | $3,455 | $3,003+15.0% | $4,304-19.7% | $4,249-18.7% |
| Admin fee / account holder | $289 | $4,901-94.1% | $10,000-97.1% | $8,951-96.8% |