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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,978 | $52,353-37.0% | $120,225-72.6% | $82,448-60.0% |
| Participation rate | 65.4% | 58.3%+7.1pp | 69.6%-4.2pp | 68.1%-2.7pp |
| Annual return | 20.58% | 61.85%-41.3pp | 439.23%-418.7pp | 41.64%-21.1pp |
| Employer contribution / active EE | $1,195 | $1,510-20.9% | $3,475-65.6% | $2,551-53.2% |
| Participant deferral / active EE | $3,455 | $2,627+31.5% | $3,999-13.6% | $4,139-16.5% |
| Admin fee / account holder | $289 | $4,363-93.4% | $5,696-94.9% | $7,234-96.0% |