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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $538,845 | $175,231+207.5% | $149,696+260.0% | $139,466+286.4% |
| Participation rate | 100.0% | 83.4%+16.6pp | 78.8%+21.2pp | 80.3%+19.7pp |
| Annual return | 21.71% | 166.77%-145.1pp | 134.46%-112.7pp | 373.66%-352.0pp |
| Employer contribution / active EE | $29,000 | $5,478+429.4% | $4,821+501.6% | $4,754+510.0% |
| Participant deferral / active EE | $22,500 | $6,521+245.0% | $5,682+296.0% | $6,712+235.2% |
| Admin fee / account holder | $810 | $16,155-95.0% | $13,212-93.9% | $11,409-92.9% |