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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $689,457 | $185,883+270.9% | $170,043+305.5% | $139,466+394.4% |
| Participation rate | 100.0% | 87.8%+12.2pp | 87.0%+13.0pp | 80.3%+19.7pp |
| Annual return | 14.05% | 60.54%-46.5pp | 53.40%-39.4pp | 373.66%-359.6pp |
| Employer contribution / active EE | $6,000 | $7,596-21.0% | $6,790-11.6% | $4,754+26.2% |
| Participant deferral / active EE | $2,500 | $11,626-78.5% | $10,410-76.0% | $6,712-62.8% |
| Admin fee / account holder | $24,500 | $15,393+59.2% | $12,824+91.0% | $11,409+114.7% |