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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $86,357 | $160,040-46.0% | $147,096-41.3% | $145,877-40.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 18.89% | 98.49%-79.6pp | 419.75%-400.9pp | 551.28%-532.4pp |
| Employer contribution / active EE | $4,191 | $5,289-20.8% | $4,936-15.1% | $4,663-10.1% |
| Participant deferral / active EE | $10,503 | $8,429+24.6% | $8,071+30.1% | $6,691+57.0% |
| Admin fee / account holder | $3,951 | $15,050-73.7% | $13,005-69.6% | $13,402-70.5% |