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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,590 | $175,231-51.7% | $149,696-43.5% | $139,466-39.3% |
| Participation rate | 95.5% | 83.4%+12.1pp | 78.8%+16.7pp | 80.3%+15.1pp |
| Annual return | 16.71% | 166.77%-150.1pp | 134.46%-117.7pp | 373.66%-357.0pp |
| Employer contribution / active EE | $2,201 | $5,478-59.8% | $4,821-54.3% | $4,754-53.7% |
| Participant deferral / active EE | $3,200 | $6,521-50.9% | $5,682-43.7% | $6,712-52.3% |
| Admin fee / account holder | $3,289 | $16,155-79.6% | $13,212-75.1% | $11,409-71.2% |