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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,766 | $183,592-46.7% | $155,567-37.2% | $145,959-33.0% |
| Participation rate | 87.0% | 82.7%+4.3pp | 78.2%+8.8pp | 80.3%+6.7pp |
| Annual return | 16.00% | 61.24%-45.2pp | 64.74%-48.7pp | 561.95%-546.0pp |
| Employer contribution / active EE | $2,273 | $5,315-57.2% | $4,674-51.4% | $4,661-51.2% |
| Participant deferral / active EE | $3,313 | $6,464-48.7% | $5,628-41.1% | $6,689-50.5% |
| Admin fee / account holder | $6,365 | $19,318-67.1% | $15,916-60.0% | $13,398-52.5% |