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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,828 | $82,674-76.0% | $125,381-84.2% | $68,486-71.0% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.4%+17.6pp | 67.9%+32.1pp |
| Annual return | -22.76% | -5.97%-16.8pp | 572.31%-595.1pp | -7.85%-14.9pp |
| Employer contribution / active EE | $2,962 | $3,382-12.4% | $4,815-38.5% | $2,597+14.1% |
| Participant deferral / active EE | $4,278 | $6,111-30.0% | $7,448-42.6% | $4,028+6.2% |
| Admin fee / account holder | $993 | $6,277-84.2% | $10,007-90.1% | $5,404-81.6% |