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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,622 | $157,296-80.5% | $141,191-78.3% | $152,897-80.0% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 12.86% | 64.34%-51.5pp | 71.41%-58.5pp | 345.43%-332.6pp |
| Employer contribution / active EE | $0 | $5,262-100.0% | $4,736-100.0% | $4,764-100.0% |
| Participant deferral / active EE | $11,667 | $7,111+64.1% | $6,710+73.9% | $5,851+99.4% |
| Admin fee / account holder | $712 | $12,125-94.1% | $10,264-93.1% | $11,599-93.9% |