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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,684 | $109,359-49.1% | $162,177-65.7% | $72,975-23.7% |
| Participation rate | 87.3% | 84.3%+3.0pp | 87.6%-0.3pp | 69.5%+17.8pp |
| Annual return | 20.76% | 25.46%-4.7pp | 115.60%-94.8pp | 81.01%-60.3pp |
| Employer contribution / active EE | $6,576 | $3,907+68.3% | $5,613+17.2% | $2,440+169.5% |
| Participant deferral / active EE | $9,374 | $5,481+71.0% | $7,297+28.5% | $3,608+159.8% |
| Admin fee / account holder | $3,003 | $7,972-62.3% | $10,843-72.3% | $5,124-41.4% |