Retirement plan

ELFVIN, KLINGSHIRN, ROYER & TORCH LLC 401(K) & PS PLAN

Name: ELFVIN, KLINGSHIRN, ROYER & TORCH LLC - ELFVIN, KLINGSHIRN, ROYER & TORCH LLC 401(K) & PS PLAN (2018) Form 5500
Creator: ELFVIN, KLINGSHIRN, ROYER & TORCH LLC
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ELFVIN, KLINGSHIRN, ROYER & TORCH LLC 401(K) & PS PLAN, ELFVIN, KLINGSHIRN, ROYER & TORCH LLC

ELFVIN, KLINGSHIRN, ROYER & TORCH LLCEIN 47-2378987Plan #001PY 2018

4700 ROCKSIDE RD SUITE 530 - INDEPENDENCE, OH 44131216-382-2500

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.1M

-0.7% from 2017

Total participants

+25.0% from 2017

Average account balance

$212,130

-20.6% from 2017

Annual return

-8.43%

-8.43 pp from 2017

Benchmarks

See 116,757 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants<25

Cohort116,757 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$2.33M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$466K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

100.0%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$119K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$24K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.32%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$3631

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2G2J

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$12K

$2333 / participant

Other / not subdivided$12K100.0%

% of EOY assets

1.100%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$212,130

$138,075+53.6%

$123,552+71.7%

$135,379+56.7%

Participation rate

100.0%

84.7%+15.3pp

82.3%+17.7pp

82.6%+17.4pp

Annual return

-8.43%

153.70%-162.1pp

119.20%-127.6pp

519.79%-528.2pp

Employer contribution / active EE

$3,009

$5,152-41.6%

$4,628-35.0%

$4,779-37.0%

Participant deferral / active EE

$13,999

$6,800+105.9%

$6,426+117.8%

$5,609+149.6%

Admin fee / account holder

$2,333

$10,917-78.6%

$9,285-74.9%

$10,828-78.5%

ELFVIN, KLINGSHIRN, ROYER & TORCH LLC 401(K) & PS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ELFVIN, KLINGSHIRN, ROYER & TORCH LLC 401(K) & PS PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion