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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,871 | $105,929-26.5% | $81,716-4.7% | $158,966-51.0% |
| Participation rate | 66.7% | 75.6%-8.9pp | 72.0%-5.3pp | 82.0%-15.3pp |
| Annual return | 20.65% | 38.19%-17.5pp | 29.49%-8.8pp | 302.95%-282.3pp |
| Employer contribution / active EE | $6,660 | $7,802-14.6% | $4,310+54.5% | $4,762+39.8% |
| Participant deferral / active EE | $9,340 | $13,007-28.2% | $7,108+31.4% | $5,983+56.1% |
| Admin fee / account holder | $20 | $8,492-99.8% | $5,159-99.6% | $11,250-99.8% |