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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,418 | $100,262-15.8% | $81,370+3.7% | $145,897-42.1% |
| Participation rate | 66.7% | 74.3%-7.6pp | 69.5%-2.9pp | 80.3%-13.6pp |
| Annual return | 12.80% | 34.52%-21.7pp | 24.85%-12.1pp | 552.29%-539.5pp |
| Employer contribution / active EE | $3,407 | $2,979+14.4% | $2,464+38.3% | $4,663-26.9% |
| Participant deferral / active EE | $3,977 | $4,612-13.8% | $3,885+2.4% | $6,689-40.6% |
| Admin fee / account holder | $24 | $8,163-99.7% | $5,749-99.6% | $13,390-99.8% |