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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,418 | $100,147-15.7% | $81,286+3.9% | $145,877-42.1% |
| Participation rate | 66.7% | 74.2%-7.6pp | 69.5%-2.9pp | 80.3%-13.6pp |
| Annual return | 12.80% | 34.44%-21.6pp | 24.80%-12.0pp | 551.28%-538.5pp |
| Employer contribution / active EE | $3,407 | $2,977+14.4% | $2,463+38.4% | $4,663-26.9% |
| Participant deferral / active EE | $3,977 | $4,607-13.7% | $3,883+2.4% | $6,691-40.6% |
| Admin fee / account holder | $24 | $8,201-99.7% | $5,764-99.6% | $13,402-99.8% |