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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,402 | $51,642-23.7% | $129,384-69.5% | $80,935-51.3% |
| Participation rate | 100.0% | 56.9%+43.1pp | 69.6%+30.4pp | 67.7%+32.3pp |
| Annual return | 17.49% | 20.78%-3.3pp | 9461.77%-9444.3pp | 35.66%-18.2pp |
| Employer contribution / active EE | $0 | $1,583-100.0% | $4,153-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,492 | $2,670-44.1% | $4,166-64.2% | $4,299-65.3% |
| Admin fee / account holder | $8,853 | $4,312+105.3% | $7,686+15.2% | $6,924+27.9% |