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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,402 | $51,638-23.7% | $129,406-69.6% | $80,959-51.3% |
| Participation rate | 100.0% | 56.9%+43.1pp | 69.6%+30.4pp | 67.7%+32.3pp |
| Annual return | 17.49% | 20.78%-3.3pp | 9468.18%-9450.7pp | 35.67%-18.2pp |
| Employer contribution / active EE | $0 | $1,584-100.0% | $4,155-100.0% | $2,757-100.0% |
| Participant deferral / active EE | $1,492 | $2,670-44.1% | $4,167-64.2% | $4,300-65.3% |
| Admin fee / account holder | $8,853 | $4,313+105.3% | $7,689+15.1% | $6,925+27.8% |