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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,584 | $72,071-82.5% | $68,368-81.6% | $137,256-90.8% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.8%+26.2pp | 80.0%+20.0pp |
| Annual return | 7.19% | 353.14%-345.9pp | 292.57%-285.4pp | 220.34%-213.1pp |
| Employer contribution / active EE | $692 | $2,788-75.2% | $2,649-73.9% | $4,156-83.3% |
| Participant deferral / active EE | $618 | $4,410-86.0% | $4,123-85.0% | $6,407-90.4% |
| Admin fee / account holder | $21,852 | $5,336+309.6% | $5,150+324.3% | $12,270+78.1% |