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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Retirees and beneficiaries make up 25% or more of total participants - indicates an ageing workforce or a frozen plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,486 | $90,607+8.7% | $79,467+23.9% | $135,380-27.3% |
| Participation rate | 100.0% | 76.0%+24.0pp | 73.3%+26.7pp | 82.6%+17.4pp |
| Annual return | -4.32% | 977.74%-982.1pp | 718.30%-722.6pp | 519.81%-524.1pp |
| Employer contribution / active EE | $634 | $3,068-79.3% | $2,800-77.4% | $4,779-86.7% |
| Participant deferral / active EE | $793 | $4,050-80.4% | $3,704-78.6% | $5,609-85.9% |
| Admin fee / account holder | $1,341 | $5,895-77.3% | $5,104-73.7% | $10,828-87.6% |