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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,726 | $98,776+52.6% | $149,745+0.7% | $79,856+88.7% |
| Participation rate | 53.6% | 75.8%-22.2pp | 82.5%-28.9pp | 69.6%-16.1pp |
| Annual return | 13.37% | 27.38%-14.0pp | 276.72%-263.4pp | 31.71%-18.3pp |
| Employer contribution / active EE | $1,567 | $3,217-51.3% | $4,646-66.3% | $2,471-36.6% |
| Participant deferral / active EE | $3,645 | $5,681-35.8% | $6,843-46.7% | $3,741-2.6% |
| Admin fee / account holder | $7 | $6,053-99.9% | $9,312-99.9% | $5,306-99.9% |