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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $29,131 | $190,879-84.7% | $160,009-81.8% | $134,532-78.3% |
| Participation rate | 80.0% | 82.0%-2.0pp | 78.0%+2.0pp | 81.2%-1.2pp |
| Annual return | -26.24% | 552.63%-578.9pp | 408.85%-435.1pp | 418.27%-444.5pp |
| Employer contribution / active EE | $3,584 | $4,995-28.3% | $4,225-15.2% | $4,741-24.4% |
| Participant deferral / active EE | $8,793 | $6,924+27.0% | $6,183+42.2% | $6,401+37.4% |
| Admin fee / account holder | $1,494 | $10,495-85.8% | $8,715-82.9% | $11,429-86.9% |