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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,245 | $138,114-31.0% | $125,391-24.0% | $134,545-29.2% |
| Participation rate | 100.0% | 84.5%+15.5pp | 82.4%+17.6pp | 81.2%+18.8pp |
| Annual return | 57.22% | 750.88%-693.7pp | 572.41%-515.2pp | 418.37%-361.1pp |
| Employer contribution / active EE | $4,050 | $5,246-22.8% | $4,816-15.9% | $4,742-14.6% |
| Participant deferral / active EE | $15,138 | $7,801+94.1% | $7,448+103.2% | $6,401+136.5% |
| Admin fee / account holder | $1,606 | $11,570-86.1% | $10,009-84.0% | $11,431-86.0% |