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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,931 | $109,967-49.1% | $97,197-42.5% | $145,877-61.7% |
| Participation rate | 25.0% | 76.0%-51.0pp | 72.7%-47.7pp | 80.3%-55.3pp |
| Annual return | 19.12% | 244.27%-225.1pp | 75.47%-56.3pp | 551.28%-532.2pp |
| Employer contribution / active EE | $550 | $3,077-82.1% | $2,723-79.8% | $4,663-88.2% |
| Participant deferral / active EE | $1,888 | $4,676-59.6% | $4,263-55.7% | $6,691-71.8% |
| Admin fee / account holder | $831 | $6,199-86.6% | $5,637-85.3% | $13,402-93.8% |