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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $134,229 | $148,623-9.7% | $135,974-1.3% | $139,466-3.8% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 20.48% | 79.30%-58.8pp | 68.30%-47.8pp | 373.66%-353.2pp |
| Employer contribution / active EE | $5,640 | $5,246+7.5% | $4,859+16.1% | $4,754+18.6% |
| Participant deferral / active EE | $13,932 | $8,103+71.9% | $7,760+79.5% | $6,712+107.6% |
| Admin fee / account holder | $1,015 | $12,406-91.8% | $10,767-90.6% | $11,409-91.1% |