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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,017 | $196,972+15.8% | $182,262+25.1% | $198,609+14.8% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 19.14% | 158.27%-139.1pp | 140.60%-121.5pp | 202.70%-183.6pp |
| Employer contribution / active EE | $5,805 | $5,364+8.2% | $5,046+15.1% | $5,055+14.8% |
| Participant deferral / active EE | $14,550 | $8,643+68.3% | $8,276+75.8% | $6,977+108.5% |
| Admin fee / account holder | $2,095 | $18,429-88.6% | $16,712-87.5% | $19,030-89.0% |