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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,526 | $160,040-39.7% | $147,096-34.4% | $145,877-33.8% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.2pp | 80.3%+3.0pp |
| Annual return | 12.04% | 98.49%-86.5pp | 419.75%-407.7pp | 551.28%-539.2pp |
| Employer contribution / active EE | $7,125 | $5,289+34.7% | $4,936+44.4% | $4,663+52.8% |
| Participant deferral / active EE | $16,870 | $8,429+100.1% | $8,071+109.0% | $6,691+152.1% |
| Admin fee / account holder | $18,851 | $15,050+25.3% | $13,005+44.9% | $13,402+40.7% |