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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $96,526 | $160,070-39.7% | $147,117-34.4% | $145,897-33.8% |
| Participation rate | 83.3% | 84.0%-0.7pp | 82.2%+1.1pp | 80.3%+3.0pp |
| Annual return | 12.04% | 98.69%-86.6pp | 420.54%-408.5pp | 552.29%-540.2pp |
| Employer contribution / active EE | $7,125 | $5,285+34.8% | $4,932+44.5% | $4,663+52.8% |
| Participant deferral / active EE | $16,870 | $8,419+100.4% | $8,065+109.2% | $6,689+152.2% |
| Admin fee / account holder | $18,851 | $15,035+25.4% | $12,993+45.1% | $13,390+40.8% |