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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,304 | $29,716+341.9% | $56,077+134.1% | $80,925+62.3% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.7%-67.7pp |
| Annual return | 13.83% | 35.30%-21.5pp | 1709.28%-1695.4pp | 35.65%-21.8pp |
| Employer contribution / active EE | $668 | $671-0.4% | $1,040-35.8% | $2,756-75.8% |
| Participant deferral / active EE | $2,184 | $1,228+77.8% | $1,954+11.8% | $4,299-49.2% |
| Admin fee / account holder | $14,611 | $2,432+500.8% | $2,825+417.2% | $6,940+110.5% |