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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,304 | $29,733+341.6% | $56,025+134.4% | $80,959+62.2% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.7%-67.7pp |
| Annual return | 13.83% | 35.28%-21.5pp | 1712.69%-1698.9pp | 35.67%-21.8pp |
| Employer contribution / active EE | $668 | $672-0.5% | $1,042-35.8% | $2,757-75.8% |
| Participant deferral / active EE | $2,184 | $1,229+77.6% | $1,955+11.7% | $4,300-49.2% |
| Admin fee / account holder | $14,611 | $2,434+500.4% | $2,828+416.6% | $6,925+111.0% |