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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,304 | $29,667+342.6% | $56,441+132.6% | $80,874+62.4% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.6%-67.6pp |
| Annual return | 13.83% | 35.22%-21.4pp | 1704.21%-1690.4pp | 35.62%-21.8pp |
| Employer contribution / active EE | $668 | $669-0.2% | $1,039-35.7% | $2,756-75.8% |
| Participant deferral / active EE | $2,184 | $1,227+78.0% | $1,953+11.8% | $4,297-49.2% |
| Admin fee / account holder | $14,611 | $2,429+501.4% | $2,829+416.4% | $6,935+110.7% |