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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $139,905 | $106,247+31.7% | $96,515+45.0% | $139,466+0.3% |
| Participation rate | 100.0% | 77.8%+22.2pp | 74.3%+25.7pp | 80.3%+19.7pp |
| Annual return | 16.32% | 38.47%-22.1pp | 35.73%-19.4pp | 373.66%-357.3pp |
| Employer contribution / active EE | $15,170 | $4,106+269.5% | $3,740+305.7% | $4,754+219.1% |
| Participant deferral / active EE | $11,154 | $5,456+104.5% | $4,880+128.6% | $6,712+66.2% |
| Admin fee / account holder | $1,365 | $7,885-82.7% | $6,735-79.7% | $11,409-88.0% |