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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,321 | $27,639-4.8% | $61,501-57.2% | $68,490-61.6% |
| Participation rate | 33.3% | 39.5%-6.2pp | 52.6%-19.2pp | 67.9%-34.6pp |
| Annual return | -17.10% | -13.19%-3.9pp | 339.04%-356.1pp | -7.85%-9.2pp |
| Employer contribution / active EE | $557 | $696-19.9% | $1,160-52.0% | $2,597-78.5% |
| Participant deferral / active EE | $708 | $1,264-44.0% | $2,125-66.7% | $4,028-82.4% |
| Admin fee / account holder | $375 | $2,012-81.4% | $2,132-82.4% | $5,403-93.1% |