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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,844 | $63,346-75.0% | $92,240-82.8% | $70,126-77.4% |
| Participation rate | 63.0% | 68.7%-5.7pp | 76.5%-13.5pp | 69.5%-6.6pp |
| Annual return | 44.00% | 530.19%-486.2pp | 176.29%-132.3pp | 73.15%-29.2pp |
| Employer contribution / active EE | $1,652 | $2,471-33.1% | $3,680-55.1% | $2,343-29.5% |
| Participant deferral / active EE | $4,809 | $2,854+68.5% | $3,897+23.4% | $3,332+44.3% |
| Admin fee / account holder | $181 | $3,841-95.3% | $5,194-96.5% | $4,645-96.1% |