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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,803 | $226,105-70.0% | $182,540-62.9% | $152,897-55.7% |
| Participation rate | 33.3% | 82.5%-49.1pp | 78.0%-44.6pp | 82.5%-49.1pp |
| Annual return | 26.50% | 192.58%-166.1pp | 148.58%-122.1pp | 345.43%-318.9pp |
| Employer contribution / active EE | $717 | $4,978-85.6% | $4,076-82.4% | $4,764-84.9% |
| Participant deferral / active EE | $3,368 | $6,370-47.1% | $5,525-39.0% | $5,851-42.4% |
| Admin fee / account holder | $249 | $10,706-97.7% | $8,593-97.1% | $11,599-97.9% |