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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,424 | $211,224-65.2% | $178,505-58.9% | $145,897-49.7% |
| Participation rate | 71.4% | 80.8%-9.4pp | 77.1%-5.7pp | 80.3%-8.9pp |
| Annual return | 15.26% | 30.28%-15.0pp | 27.16%-11.9pp | 552.29%-537.0pp |
| Employer contribution / active EE | $1,305 | $4,577-71.5% | $3,955-67.0% | $4,663-72.0% |
| Participant deferral / active EE | $5,054 | $6,966-27.4% | $6,280-19.5% | $6,689-24.4% |
| Admin fee / account holder | $2,523 | $12,109-79.2% | $10,428-75.8% | $13,390-81.2% |