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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,048 | $29,716-12.3% | $56,077-53.5% | $80,925-67.8% |
| Participation rate | 90.9% | 41.7%+49.2pp | 52.5%+38.4pp | 67.7%+23.3pp |
| Annual return | 10.47% | 35.30%-24.8pp | 1709.28%-1698.8pp | 35.65%-25.2pp |
| Employer contribution / active EE | $1,189 | $671+77.1% | $1,040+14.3% | $2,756-56.9% |
| Participant deferral / active EE | $2,302 | $1,228+87.4% | $1,954+17.8% | $4,299-46.4% |
| Admin fee / account holder | $808 | $2,432-66.8% | $2,825-71.4% | $6,940-88.4% |