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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,048 | $29,733-12.4% | $56,025-53.5% | $80,959-67.8% |
| Participation rate | 90.9% | 41.7%+49.2pp | 52.5%+38.4pp | 67.7%+23.2pp |
| Annual return | 10.47% | 35.28%-24.8pp | 1712.69%-1702.2pp | 35.67%-25.2pp |
| Employer contribution / active EE | $1,189 | $672+76.9% | $1,042+14.1% | $2,757-56.9% |
| Participant deferral / active EE | $2,302 | $1,229+87.3% | $1,955+17.8% | $4,300-46.5% |
| Admin fee / account holder | $808 | $2,434-66.8% | $2,828-71.4% | $6,925-88.3% |