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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $11,563 | $110,629-89.5% | $80,784-85.7% | $167,553-93.1% |
| Participation rate | 28.6% | 64.0%-35.4pp | 54.2%-25.6pp | 82.1%-53.5pp |
| Annual return | 13.48% | 120.58%-107.1pp | 87.31%-73.8pp | 478.89%-465.4pp |
| Employer contribution / active EE | $647 | $1,543-58.1% | $1,160-44.2% | $4,840-86.6% |
| Participant deferral / active EE | $3,791 | $2,871+32.1% | $2,145+76.7% | $6,343-40.2% |
| Admin fee / account holder | $1,103 | $4,547-75.8% | $3,380-67.4% | $12,316-91.0% |