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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,979 | $96,508-85.5% | $75,901-81.6% | $152,897-90.9% |
| Participation rate | 83.3% | 76.2%+7.1pp | 69.3%+14.1pp | 82.5%+0.9pp |
| Annual return | 75.03% | 33.99%+41.0pp | 30.76%+44.3pp | 345.43%-270.4pp |
| Employer contribution / active EE | $2,421 | $3,310-26.9% | $2,501-3.2% | $4,764-49.2% |
| Participant deferral / active EE | $4,595 | $4,554+0.9% | $3,603+27.5% | $5,851-21.5% |
| Admin fee / account holder | $380 | $8,081-95.3% | $5,420-93.0% | $11,599-96.7% |