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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,805 | $100,073-77.2% | $85,126-73.2% | $145,877-84.4% |
| Participation rate | 52.2% | 74.1%-21.9pp | 67.5%-15.3pp | 80.3%-28.1pp |
| Annual return | 16.78% | 84.11%-67.3pp | 66.63%-49.8pp | 551.28%-534.5pp |
| Employer contribution / active EE | $6,537 | $3,236+102.0% | $2,731+139.3% | $4,663+40.2% |
| Participant deferral / active EE | $2,338 | $5,294-55.8% | $4,523-48.3% | $6,691-65.1% |
| Admin fee / account holder | $3,700 | $7,261-49.0% | $6,160-39.9% | $13,402-72.4% |