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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,071 | $57,590-54.7% | $86,233-69.8% | $82,448-68.4% |
| Participation rate | 69.2% | 57.9%+11.4pp | 69.0%+0.2pp | 68.1%+1.2pp |
| Annual return | 20.05% | 22.41%-2.4pp | 61.39%-41.3pp | 41.64%-21.6pp |
| Employer contribution / active EE | $6,585 | $1,655+297.8% | $2,504+162.9% | $2,551+158.1% |
| Participant deferral / active EE | $1,746 | $3,080-43.3% | $4,559-61.7% | $4,139-57.8% |
| Admin fee / account holder | $4,680 | $4,730-1.1% | $8,342-43.9% | $7,234-35.3% |