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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,071 | $63,949-59.2% | $129,031-79.8% | $94,015-72.3% |
| Participation rate | 69.2% | 63.4%+5.8pp | 73.4%-4.1pp | 70.8%-1.6pp |
| Annual return | 20.05% | 17.56%+2.5pp | 34.67%-14.6pp | 17.84%+2.2pp |
| Employer contribution / active EE | $6,585 | $1,865+253.2% | $3,226+104.1% | $2,790+136.0% |
| Participant deferral / active EE | $1,746 | $3,686-52.6% | $5,217-66.5% | $4,249-58.9% |
| Admin fee / account holder | $4,680 | $5,523-15.3% | $13,208-64.6% | $8,951-47.7% |