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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,005 | $106,247-68.9% | $96,515-65.8% | $139,466-76.3% |
| Participation rate | 91.7% | 77.8%+13.8pp | 74.3%+17.3pp | 80.3%+11.3pp |
| Annual return | 16.95% | 38.47%-21.5pp | 35.73%-18.8pp | 373.66%-356.7pp |
| Employer contribution / active EE | $4,167 | $4,106+1.5% | $3,740+11.4% | $4,754-12.4% |
| Participant deferral / active EE | $6,365 | $5,456+16.7% | $4,880+30.4% | $6,712-5.2% |
| Admin fee / account holder | $1,051 | $7,885-86.7% | $6,735-84.4% | $11,409-90.8% |